Money moustache says commuting by bike = $93,432 savings in 10 years – mtbr. com

I think the numbers could be roughly correct, but I do see 2 points:

2: people would have to rigourously transfer that money on a bank saving account or whatever, which they usually dont. Low carb diet recipes Instead they spend it on a better house/apartment/vacations/bikes or other stuff, or simply work less.

I spend more a month on bikes than my wife spends on gas, insurance, and her car payment.

But for me bikes are recreation, transportation, and exercise, so it’s Impossible to do an apples to apples comparison.


Not too mention it’s a bit of a ridiculous article. Losing weight by not eating carbs The automobile is not evil. Exercise is medicine on campus Modern mountain biking would likely not exist without automobiles. Exercise prescription form Its on oversimplification and a misunderstanding of industrialization to think so poorly of the automobile. Exercise science jobs mn Haha. Weight loss breakfast smoothies But if you were fanatical about it you could save money. Protein diet results My problem is to start with I’d end up buying a bike that costs a couple grand. How to eat and lose weight Hahaha

I save about a hundred dollars a month commuting by bike. Exercise schedule at home I don’t use the NYC Subway.

I live too far from the city to save on my railroad ticket. Weight loss on zoloft 300 dollars a month.

I also don’t drive when I commute by bike so I save on gas and wear and tear.

So, my bicycle commute consists of a short ride, about 3/4 of a mile to the railroad station from my house. Diet plan meals Then, I fold up my bike and ride the train into Manhattan, about 40 minutes. Best diet for abs and lean muscle Once in NYC I unfold my bike and ride from 33rd st to 58th st. Exercise motivation tips It’s a lot more fun than using the nasty ass subway.

2: all the other numbers he cites are nonsense. Losing weight with diabetes Ok, $10 in reduced mileage is not impossible but…

$30k in less expensive cars. 3 month weight loss results Ok how does commuting make cars less expensive by more than someone with any sense spends on a car? Oh, in his explanation he says that he’s assuming you’re the kind of person who’s car is a status symbol and biking is going to change that. How to lose weight with pcos naturally Can you hear my eyes rolling?

increased income: pretty bold claim that you’re going to get paid $37k more because you bike to work. How to lose weight naturally at home remedy By “pretty bold” I mean “bullchit” (who here got a raise when they started commuting? no one? yeah, thought so)

reduced medical: on a 10-year timeframe I’d bet the rent money you’re more likely to have a crash/accident that requires medical care than to avert a sedentary lifestyle-caused condition, so that’s realistically a cost not a savings.

even if the numbers were legit and not high by at least an order of magnitude, $9k/year is “rich”?

Yeah, he must be pulling most of those numbers out of his @$$.

I’ll buy come level of cost savings due to reduced mileage on the car. Exercise meaning in urdu But here’s the thing, it doesn’t all happen in a vacuum. Youtube exercise videos I LIKE living CLOSE to where I work. Weight loss meditation music I currently live about 2mi from the shop where I work. Best diet for pcos and ibs No matter whether I ride or drive, that distance is short. Exercise benefits aging I can drive a long time without refueling if that’s all I’m driving to. Exercise quiz So for me, the margin of savings there is very small per week or whatever unit of time you use. Benefits of low carb diet weight loss So the longer your commute, the greater that margin becomes. To lose belly fat in 5 days But there becomes a point of diminishing returns with the bicycle. Low carb diet tips The last shop where I worked was around 22mi (by bike) and maybe a shade over 20 (by car). Dr g weight loss sparta nj Biking that commute took me an hour and a half each way. Weight loss lunch menu That ate up a LOT of time that I might spend doing other things, like spending time with family, preparing a good, healthy (less expensive) dinner at home, doing recreational mountain biking, etc. Losing weight with hypothyroidism and pcos It created issues with trying to skirt iffy weather like severe thunderstorms. Lose weight fast at home So my bike commute frequency was MUCH lower then because the ride itself wasn’t worth it enough for me to do it every day.

Less expensive cars. Weight loss loose skin I agree that this one is shaky reasoning. How to lose weight naturally in 2 weeks I also agree that it leans towards the “car as status symbol” issue for a big chunk of the difference. Paleo diet studies And if a car is a status symbol for someone before they start bike commuting, what automatically makes it less of one for someone when they start bike commuting? I’ll bet that they continue buying expensive cars because they like expensive cars.

Yeah, I can’t explain the “cheaper leisure” thing, either. Weight loss vegetarian Cheaper than what, exactly?

I can’t help but think that the “increased income” thing is just poorly worded/explained. 10 tips to lose weight Because yeah, I see absolutely no way for someone to get paid $37k in 10yrs MORE for riding a bike to work. Diet plan for abs bodybuilding Maybe he’s talking about money not being spent on auto insurance/registration/fuel, and thereby more income kept? But where do those numbers come from?

Reduced medical is a really tough one to pin down. Paleo definition I mean, okay, I don’t have a single doctor’s visit due to anything occurring while riding a bike. Weight loss instagrams to follow No mtb wrecks of mine have been that bad. A healthy diet No car/bike wrecks. Weight loss lunch Nada. Paleo instant pot recipes So yeah, increased fitness from riding bikes has probably been a net benefit for me, but how do I put a number on that? Is he using some national health care expense stats for that? Medical expenses for non-cyclists vs. How to lose weight in a day for wrestling cyclists? Of course he doesn’t cite anything, so it’s impossible to say.

No self-respecting financial analysis on cost savings from riding can avoid the costs of riding. How do i lose belly fat at home Eating more. Lose belly fat diet and exercise plan Regular maintenance. Paleo diet grocery list Purchase price of the bike, trailer, helmet, clothes, lights, and other gear. Exercise is medicine The fact that once you get into doing this, it’s difficult to avoid becoming a bike nerd and that you therefore want more bikes and clothes and lights and other gear. Healthy diet chart for indian That’s definitely going to fall under recreational expenses at that point.

Riding bikes is the one thing that my wife and I are really deeply involved in. 5 exercises We have tens of thousands of dollars tied up into bike-specific stuff. Paleo grubs We just spent $10k on a teardrop trailer to facilitate mtb camping trips. How to lose belly fat fast naturally We just drove it about 3300mi across the country from Indianapolis to Sedona and back for fun.

I suppose if you want to ride beater bikes and ride them until the moving parts seize up and the bike falls apart, and then replace it with another beater you’ll ride into the ground and that’s all you ever spend money on related to bikes, you can cheap out on it. Paleo diet testimonials But for those of us here, I doubt anything like that would be acceptable.

[QUOTE=Harold;13086648] I can’t help but think that the “increased income” thing is just poorly worded/explained. What should i weigh calculator Because yeah, I see absolutely no way for someone to get paid $37k in 10yrs MORE for riding a bike to work. Paleohacks cookbook review Maybe he’s talking about money not being spent on auto insurance/registration/fuel, and thereby more income kept? But where do those numbers come from? [QUOTE]

I was wondering about that part too. Exercises to burn fat in stomach I re-read the article and I think his premise is that bike commuters will have improved mental health as well as improved looks (by losing weight from biking) and that this will lead to more promotions at work. Paleo energy balls But, as Joules said, there is no guarantee that attractiveness and better mental health will lead to advancement at work.

Get Rich With? BikesYup you might be able to maybe downtown in inexpensive Metropolis……

But the vast majority spend a little less or a little more…biking…

But that is very difficult to quantify and can be achieved without biking.

Personally I am way better off for health reasons both mental and physical…

But, as Joules said, there is no guarantee that attractiveness and better mental health will lead to advancement at work.and oftentimes the converse is true, WRT mental health. Paleomg recipes I also think that the whole attractiveness leading to promotions thing is an industry-specific phenomenon.

Yea, those numbers seem dubious. Military diet snacks You certainly can save a good chunk of money bike commuting but it isn’t automatic.

I was able to ditch my car altogether, and that does save me thousands a year. How to lose weight in college My bike maintenance costs are probably like $50 a year (yay singlespeed) and that is awesome.

Mr. Paleo hamburger Money Mustache – huge grain of salt needs to be tossed into that soup. 2 week weight loss results The guy lives in Longmont, CO, and he and his wife do not have “normal” jobs, so it is easy for him to say we should all just be riding everywhere. Fastest way to lose weight for women The average Joe in a Denver suburb isn’t going to be so lucky, let alone someone in a bicycle commuting hell like 80% of the US is at this time. How to lose weight really fast unhealthy He pulls in bank from that website too, $400K a year.

I kind of admire his methods and results, but if you read through his self-congratulatory website about how he lives on $25K per year, there are a LOT of things in there that simply aren’t reality for most people, like his house is paid off, he makes so much money he doesn’t carry house insurance, his real estate taxes are under $2K per year, he excludes income tax from his list of expenses, he doesn’t have a job so he doesn’t have job related expenses, he has a very cheap catastrophic health insurance plan because he has enough in the bank to self-insure, he doesn’t have to contribute to a savings account or a 401K or a college fund because he is already rich, etc. Exercise lower back pain More power to him, but he basically lives like he is a retired rich guy, and he has the resources to fall back on that 98% of the population don’t have. Exercise calories burned walking When he says he “lives” on $25K per year, he SPENDS $25K per year, and even he admits he lives a lifestyle that would take $60-100k per year in regular income for the average family to replicate.

I commute by bike quite a bit, about 9 miles each way. Exercise at home for men It isn’t for everyone. How to lose weight properly There are the clothing issues, shower issues, time issues, traffic issues, and the issue that you may need to go to appointments or run errands. Military diet recipe Since I love cars and have too many, I drive my beater to work on Monday morning and leave it there all week. Lose belly fat quickly That way, if the weather is bad in the afternoon, or I need to go somewhere to which the bike would be impractical, I have my car. Diet plan to lose weight fast at home Then I drive it home on Friday afternoon.

Luckily, my employer doesn’t care if I leave my car at work, there are showers/lockers at work, and we have a relaxed dress code so I don’t have to worry about suit and tie. Weight loss graph Working in the tech industry sucks sometimes, but there are some bennies.

I save 72 miles a week on my car(s), which is cool, but I’m sure financially I lose on the deal because I also like bikes, and I get a new commuter every couple of years.

The main reason I commute is because I like to ride. Exercise challenge team names That is the only reason you need. Best diet for women over 40 It is impractical for most people, but you’ll never convince the zealots of that.

I think the numbers could be roughly correct, but I do see 2 points:

2: people would have to rigourously transfer that money on a bank saving account or whatever, which they usually dont. Lose belly fat challenge Instead they spend it on a better house/apartment/vacations/bikes or other stuff, or simply work less.Bingo. Weight loss team names for accountants I retired early. Lose weight fast diet plan and exercise Always have a car, but always a broken one I fix/ed.

Do I think I saved this X3? Hard to say. How to lose weight quickly without exercise No doubt commuting can save you money IF you don’t do stoopid stuff like spend a buck and a half on a saddle.

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